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Helping You Plan For Retirement Smarter, So You Can Live Retirement Better.

Because retirement can’t wait for perfect market conditions.

Your Guide For Retirement Incoming Planning

Tina Piotrowicz is a Certified Retirement Counselor®, who is fiercely committed to guiding single and married, professional women, as well as retirees and pre-retirees who are ready to gain control of their financial situation. Who, also, want to be assured they will not run out of money and become homeless, and instead, live comfortably now and in retirement.

We specialize in helping those who are near retirement or already retired answer top retirement income planning questions such as:

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“How do I avoid outliving my money?”

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“How do I get an accurate picture of what my actual income will be in retirement?”

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“What is the best investment mix if retired or close to retiring?”

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         HOW WE HELP

We help you plan for retirement by creating your own “personal pension” for lifetime income in retirement.

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Nearing Retirement

It’s never too early to start retirement planning. The earlier you start, the greater peace of mind you could have. We help you envision what type of retirement you want and then plan for it, so that your dreams have the chance to become reality.

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At Retirement

A retirement that was once in the distant future is here or right around the corner. We help you ask the right questions, spot gaps that may exist in your current plan, and provide a road map for both the short-term and long-term so you can live a better retirement.

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How much income can you safely withdraw from your retirement accounts without risking running out of money? That is the million dollar question, and we guide you in discovering your own personal answer.

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About Us

We help you manage your finances so that your finances aren’t managing you.

We are retirement planning experts. We provide comprehensive financial planning and investment advice through all stages of retirement. We spend a great deal of time with our clients, learning about their unique situation so that we can develop a customized plan that allows them to take advantage of every opportunity they can during planning for retirement.

How Are We Different?

At Piotrowicz  Financial Services, we are focused on using tax-efficient investment, insurance and planning solutions that support your best interests. We take a collaborative approach to retirement planning, working in conjunction with you instead of for you, so that you always get the best straightforward advice.

Strategic recommendations paired with ongoing education (in language you can actually understand) helps ensure you get the maximum value out of every minute you spend with us because at the end of the day, the more insight you gain, the better equipped you will be to make important financial decisions.

Tina M. Piotrowicz, CRC® Photo

Tina M. Piotrowicz, CRC®

Phone: (814) 454-0023
Fax: (814) 455-1976
E-mail: tina_piotrowicz@packerlandbrokerage.com

Guiding You Towards a Comfortable Retirement

Tina Piotrowicz is a Certified Retirement Counselor®, who is fiercely committed to guiding single and married, professional women, as well as retirees and pre-retirees who are ready to gain control of their financial situation. Who, also, want to be assured they will not run out of money and become homeless and instead, live comfortably now and in retirement. 

If you are looking for a proven professional who can guide you to address these and other financial concerns, you've come to the right place.  With over 18 years of experience working with amazing clients with similar worries and concerns and guiding them to achieve remarkable success, Tina’s mission and commitment are to understand your situation and put you at ease knowing you are talking with a caring and compassionate adviser.

Tina is Life, Health, and Variable Annuity licensed in the states of PA, NY, OH, VA and is a Registered Representative holding the Series 6, 63, and Series 7 Securities licenses in those states. Tina's skills also include over 25 years of income tax preparation of which this expertise is applied to clients' financial planning where applicable.

Getting to know Tina

I have lived in the Erie area my entire life.  My husband, Dave and I, have been married since 1978, and have two adult children and two grandsons. Together, we have experienced many of life’s adventures. One of them surrounded medical issues. Several years ago, my husband was diagnosed with heart disease. It soon became apparent he would need a heart transplant. Since that miracle, we have been paying it forward by being volunteers with CORE - Center for Organ Recovery and Education. Another organization that is dear to us is the Cursillo Movement of the Diocese of Erie. This is a Christian organization aimed at enriching a person’s faith life. Our warm weather is a few short months so we enjoy many outdoor concerts on Presque Isle beaches and the City of Erie bay, and walk along numerous trails in our area.

I was born into this world weighing 2 lbs. 7 oz. at a time when NICUs didn't exist.  I have persevered through life's challenges and I will help you overcome your retirement planning obstacles.

I look forward to working with you and assisting you in making informed decisions for your individual or company retirement plan, the best decision for you or your company and employees.

Setting a New Standard for Client Service

The cornerstone of our financial planning and retirement income solutions are our 5 Foundational Principles. These five core values are incorporated into everything we do to help ensure that every one of our clients receives the highest level of care and attention.

No problem too small, we are always just a phone call or email away. Our goal first and foremost is to provide you with the peace of mind you need to be confident in the path that lies ahead so every step you take gets you closer to where you want to be.

The Principles That Serve as the Cornerstone of Our Services

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The financial industry is filled with empty promises. Our mission is to change the conversation by not just saying what we’re going to do, but also doing what we say. Similarly, we will hold you accountable to follow our recommendations and implement our strategy so your money and time are never wasted.

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From our financial planning fees to our honest opinions, we are an open book when it comes to your concerns and questions. We take wealth management very seriously; with this responsibility comes a need for complete transparency into who we are, what we believe and how we can best serve your needs.

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Even if you pick the option that we recommend the least, we will always stand by your decisions and values. There is always more than one way to achieve the same goal, and we want to make sure the path you take is what you want, not what we prefer. Your dreams and desires will always be our number one priority.

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Before we dive deep into the details, we want to make sure we foster a mutually beneficial relationship where both sides are confident in the other’s actions and beliefs. Our prior experiences guide everything we do, and we hope that from the very beginning, you’ll feel secure and in smart, capable hands.

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We pride ourselves on telling you what you need to hear — not what you want to hear. This means no sugarcoating. No secrets. And never anything but the absolute truth because you deserve open and honest communication about the causes and implications of your financial decisions.

Schedule a Meeting Today

Getting Started is Easy

We help you manage your finances so that your finances aren’t managing you.

When managing your money, we believe going the extra mile is always worth it in the long run. We’re “Experienced in Finance, but Invested in futures”

Excitement for what the future has in store begins with confidence in your decisions. We’re here to help make sure the steps you take now help get you to where you want to be later.